Millionaire’s Shortbread Caramel Chocolate

Section: Indulgent Desserts for Sweet Endings

Millionaire’s shortbread features a base of tender, buttery shortbread, topped with a thick, chewy caramel layer, all crowned by decadent, silky chocolate. Each layer is made from simple pantry ingredients, coming together to create a harmonious blend of textures and flavors. The preparation involves baking the shortbread, simmering the caramel to golden perfection, and finishing with a glossy chocolate topping. Serve these bars at room temperature for the best experience, and enjoy them with coffee or as a festive treat. Tips like chilling between layers and using parchment make the process simple and enjoyable.

Luna chef wearing a white shirt.
Recipe Author Luna
Updated as of Thu, 10 Jul 2025 22:30:08 GMT
Three pieces of Millionaire's Shortbread. Bookmark
Three pieces of Millionaire's Shortbread. | foodbymary.com

Millionaire’s Shortbread is the ultimate treat if you love the collision of buttery cookies, creamy caramel, and glossy chocolate. My family always requests this whenever there is a special occasion or a coffee morning and every time I cut into those layers I am reminded why it feels so luxurious

I first tried this when a neighbor brought a plate to our holiday potluck and now I make a batch every December. They disappear before you know it

Ingredients

  • Butter: Use unsalted for a fresher buttery taste Look for butter with a high cream content for best results
  • Sugar: Granulated sugar for structure and sweetness Choose fine white sugar for better texture
  • Vegetable Shortening: Makes the base extra tender go for one with no aftertaste if possible
  • Egg Yolks: Adds richness look for bright yellow yolks for flavor and color
  • Vanilla: Real vanilla extract brings warming notes Check labels for pure vanilla
  • Salt: Balances all the sweetness a flaky sea salt lifts the flavor
  • All Purpose Flour: Choose a fresh batch to avoid any stale taste and ensure soft shortbread
  • Sweetened Condensed Milk: Essential for quick caramel always check the date for freshness
  • Brown Sugar: Brings depth and chewiness Look for moist and soft sugar when you buy it
  • Corn Syrup: Gives the caramel its glossy texture opt for light not dark to let the caramel shine
  • Chocolate Chips: Semi sweet chips work best go for good quality chocolate for the smoothest finish
  • Heavy Cream: Adds a luscious finish to the chocolate layer full fat for best mouthfeel

Step by Step Instructions

Make the Dough:
Beat the butter sugar and shortening with a mixer until the mixture is pale and fluffy This takes about three minutes and is the foundation for a tender shortbread
Add Yolks Salt and Vanilla:
Beat in the egg yolks salt and vanilla for about thirty seconds until everything is smooth and well combined
Add Flour and Mix:
With the mixer on low add the flour and mix just until you get a soft dough Avoid overmixing as that can make the shortbread tough
Chill the Dough:
Shape the dough into a disc about one inch thick and wrap in plastic Let it chill in the fridge for one hour as this makes it easier to press into the pan and gives you neater bars
Press into Pan and Bake:
Line your square baking pan with parchment and press the chilled dough into an even layer Bake at three hundred fifty degrees Fahrenheit for thirty minutes until the edges are just golden Let cool completely
Cook the Caramel:
In a sturdy saucepan combine the sweetened condensed milk brown sugar butter and corn syrup Over medium heat stir until melted and blended then turn to low and simmer for ten to fifteen minutes stirring gently The mixture thickens and deepens in color Remove from heat and stir in the vanilla and salt
Pour Caramel Over Shortbread:
Pour the warm caramel over your cooled shortbread and smooth it to the edges Let it set at room temperature or lightly chill until firm
Prepare the Chocolate Layer:
Warm heavy cream until steaming but not boiling then pour over chocolate chips Let it sit for a minute then whisk until fully melted and glossy
Top with Chocolate:
Pour the chocolate mixture over the firm caramel layer spread evenly and chill for one to two hours until set
Cut and Enjoy:
Use a sharp knife to slice into squares For extra clean edges dip your knife in hot water and wipe between cuts
A slice of Millionaire's Shortbread. Bookmark
A slice of Millionaire's Shortbread. | foodbymary.com

The chocolate layer is always my favorite especially when it is just thick enough to crack when you bite in I remember my little one once sneaking the top layer from a whole row before dinner and I did not even blame him

Storage Tips

Keep millionaire’s shortbread in an airtight container in the fridge for up to five days For longer storage wrap each bar in plastic wrap and store in the freezer for up to three months Let the bars reach room temperature before serving for the best texture

Ingredient Substitutions

You can swap the vegetable shortening for melted butter if you do not have shortening Though I find using a little shortening keeps the base extra tender You can also use dark brown sugar if you want a much deeper caramel flavor

Serving Suggestions

Cut these into small squares since they are quite rich Serve with black coffee or a glass of cold milk For celebrations a sprinkle of flaky salt or a drizzle of melted white chocolate makes them extra festive

Millionaire's shortbread with caramel and chocolate. Bookmark
Millionaire's shortbread with caramel and chocolate. | foodbymary.com

A Little History

The name Millionaire’s Shortbread popped up in Scotland first and it stuck because every bite does feel rich and indulgent It is a classic bake sale favorite in many UK families and has won hearts worldwide Simple ingredients add up to something special

Frequently Asked Questions

→ How do I ensure my shortbread base stays tender?

Use a combination of butter and shortening for a tender crumb, and avoid overmixing the dough. Chilling the dough before baking also helps maintain a soft texture.

→ What type of chocolate works best for the top layer?

Semi-sweet chocolate chips are ideal for balancing the sweetness of the caramel and shortbread, but you can use dark or milk chocolate depending on preference.

→ How can I achieve a smooth caramel layer?

Consistently stir the caramel mixture and use a heavy-bottomed saucepan to prevent burning. Watch for a golden hue and remove from heat as soon as it thickens.

→ What are some creative variations to try?

Swirl melted white chocolate on top, sprinkle flaked sea salt over the caramel, or add slivered almonds or edible gold as a finishing touch before the chocolate sets.

→ How should I store the bars?

Keep them in an airtight container in the fridge for up to five days, or freeze individually wrapped bars for up to three months. Allow to return to room temperature before enjoying.

Millionaire’s Shortbread Caramel Chocolate

Buttery shortbread layered with chewy caramel and smooth chocolate, perfect for gifting or serving with coffee.

Prep Time
30 minutes
Cooking Time
45 minutes
Overall Time
75 minutes
Recipe Author: Luna

Dish Category: Desserts

Recipe Difficulty: Medium Effort

Cuisine: Scottish

Serves: 16 Serving Size (16 bars)

Dietary Options: Vegetarian

What You’ll Need to Cook

→ Shortbread Layer

Ingredient 01 150 g unsalted butter, softened
Ingredient 02 75 g granulated sugar
Ingredient 03 40 g vegetable shortening
Ingredient 04 2 egg yolks
Ingredient 05 1 teaspoon pure vanilla extract
Ingredient 06 0.5 teaspoon salt
Ingredient 07 250 g all-purpose flour

→ Caramel Layer

Ingredient 08 400 g sweetened condensed milk
Ingredient 09 80 g granulated sugar
Ingredient 10 80 g brown sugar
Ingredient 11 120 g unsalted butter, cubed
Ingredient 12 2 tablespoons corn syrup
Ingredient 13 1 teaspoon pure vanilla extract
Ingredient 14 0.5 teaspoon salt

→ Chocolate Layer

Ingredient 15 200 g semi-sweet chocolate chips
Ingredient 16 120 ml heavy cream

Steps to Prepare

Step 01

Beat softened butter, granulated sugar, and shortening together until light and fluffy. Add egg yolks, vanilla extract, and salt, then mix to combine. Incorporate flour and blend for 1 minute at medium speed.

Step 02

Shape dough into a disk approximately 2.5 cm thick. Wrap tightly in plastic wrap and refrigerate for at least 30 minutes.

Step 03

Line a 23-cm square baking tin with parchment paper and lightly spray with baking spray. Evenly press chilled dough into prepared tin. Bake at 180°C for 30 minutes or until lightly golden. Allow base to cool in tin.

Step 04

In a heavy-bottomed saucepan, combine sweetened condensed milk, granulated sugar, brown sugar, butter, and corn syrup. Heat over medium, stirring occasionally, until fully blended and melted. Reduce heat to low and simmer for 10–15 minutes, stirring often, until caramel thickens and deepens in color. Remove from heat and stir in vanilla extract and salt.

Step 05

Pour hot caramel evenly over cooled shortbread base. Tap pan gently to smooth and set aside to cool completely.

Step 06

Heat heavy cream in a small saucepan or microwave until just steaming. Pour hot cream over chocolate chips in a mixing bowl. Let sit 1 minute, then whisk briskly until chocolate is smooth and glossy.

Step 07

Pour melted chocolate over set caramel, smoothing with a spatula. Cover with cling film and refrigerate at least 1–2 hours until firm.

Step 08

Once fully chilled and set, lift out the slab using parchment overhang and cut into squares with a sharp knife. Serve at room temperature.

Extra Cooking Tips

  1. For a tender shortbread, use a portion of shortening along with butter instead of butter alone.
  2. Use a heavy-bottomed, light-colored saucepan for caramel to ensure even cooking and accurate color change observation.
  3. Spritz the baking tin with nonstick spray before lining with parchment so it stays in place during assembly.
  4. Store bars refrigerated in an airtight container for up to 5 days or freeze individually for up to 3 months.

Must-Have Tools

  • Electric mixer
  • 23-cm square baking tin
  • Parchment paper
  • Medium saucepan
  • Mixing bowls
  • Whisk
  • Spatula
  • Sharp knife

Allergen Information

Always check ingredient labels for allergens and seek expert advice if uncertain.
  • Contains gluten (wheat flour)
  • Contains eggs
  • Contains dairy (butter, condensed milk, heavy cream, chocolate)
  • May contain soy (in chocolate chips)

Nutrition Info (Per Serving)

These details are for guidance and aren’t a replacement for professional advice.
  • Calories Count: 370
  • Fats: 20 grams
  • Carbs: 44 grams
  • Proteins: 4 grams