01 -
In a medium bowl, beat the softened cream cheese with sweetened condensed milk until completely smooth and creamy.
02 -
Add the instant vanilla pudding mix and whole milk to the cream cheese mixture, stirring thoroughly until well combined.
03 -
In a separate bowl, whip the heavy cream and powdered sugar together until stiff peaks form for a light and airy texture.
04 -
Gently fold the whipped cream into the pudding and cream cheese mixture, maintaining the fluffy consistency.
05 -
In a serving dish, alternate layers of crushed Biscoff cookies, sliced bananas, and the creamy pudding mixture until all ingredients are used, finishing with a pudding layer.
06 -
Drizzle caramel sauce evenly over the top layer and refrigerate the dessert for at least 2 hours to allow flavors to meld and texture to set.