Decadent Biscoff Banana Delight

Section: Indulgent Desserts for Sweet Endings

This indulgent dessert layers creamy, smooth pudding with ripe banana slices and crunchy spiced Biscoff cookies for an enticing mix of textures. A luscious caramel drizzle on top adds a rich sweetness that perfectly balances the flavors. Ideal for gatherings, it offers a comforting yet elegant treat that showcases a beautiful blend of creamy, crunchy, and fruity notes. Preparing it ahead allows the layers to meld, bringing out the full character of each ingredient. Enjoy chilled for a refreshing finish.

A woman wearing a pink apron is cutting a cake.
Published By Evelyn
Updated as of Fri, 02 Jan 2026 13:12:30 GMT
A glass of banana pudding with caramel drizzle. Bookmark
A glass of banana pudding with caramel drizzle. | foodbymary.com

This decadent Biscoff Banana Pudding with Caramel combines creamy banana pudding, crunchy Biscoff cookies, and a luscious caramel sauce for a dessert that feels both nostalgic and indulgently new. It’s perfect for those moments when you want to impress without hours in the kitchen, bringing layers of flavor and texture that delight every bite.

From the first time I made this, the combination of crunchy cookies and smooth pudding won over everyone at the table; it has since become my go-to showstopper dessert.

Ingredients

  • Heavy whipping cream: One cup adds a light, airy texture when whipped
  • Powdered sugar: One quarter cup balances sweetness without overpowering
  • Sweetened condensed milk: One 14-ounce can provides rich creaminess and natural sweetness
  • Cream cheese: One 8-ounce package, softened, gives a smooth tang that lifts the pudding
  • Caramel sauce: One cup for that exquisite drizzle that finishes the dish
  • Whole milk: One cup to create the creamy pudding base
  • Instant vanilla pudding mix: One 3.4-ounce package thickens the filling quickly and adds classic flavor
  • Crushed Biscoff cookies: Bring crunch and a warm spiced flavor for a comforting bite
  • Ripe bananas: Four offer natural sweetness and creamy texture that pairs perfectly with Biscoff

Step-by-Step Instructions

Prepare the Cream Cheese Base:
In a bowl, beat the cream cheese and sweetened condensed milk together until completely smooth, ensuring no lumps remain to create a silky foundation for the pudding.
Combine the Pudding Mixture:
Add the instant vanilla pudding mix and whole milk to the cream cheese base, mixing well until thickened and smooth. This step ensures the pudding sets properly and tastes balanced.
Whip the Cream:
In a separate bowl, whip the heavy cream together with the powdered sugar until stiff peaks form. This will lighten the pudding, giving it a fluffy yet creamy texture that melts on your tongue.
Fold in the Whipped Cream:
Gently fold the whipped cream into the pudding mixture with a spatula, taking care to keep the airy texture intact. This creates the signature lightness of banana pudding without deflating the mixture.
Layer the Pudding:
In a serving dish or individual cups, layer crushed Biscoff cookies, banana slices, and the pudding mixture in repeating layers until the container is filled. This layering builds a delightful contrast of textures and flavors with every spoonful.
Drizzle with Caramel and Chill:
Finish by drizzling caramel sauce over the top layer for a rich, glossy finish. Refrigerate the pudding for at least two hours to allow the flavors to meld and the pudding to set properly before serving.
A glass of banana pudding with caramel drizzle. Bookmark
A glass of banana pudding with caramel drizzle. | foodbymary.com

Storage Tips

Store any leftovers in an airtight container in the refrigerator to keep the pudding fresh for up to three days. Be aware that bananas may brown slightly over time, which is natural though it affects appearance more than flavor. If needed, you can cover the bananas with a thin layer of plastic wrap pressed directly onto the pudding surface to slow browning.

Ingredient Substitutions

For a dairy-free version, swap whole milk with almond or coconut milk and use coconut cream or another plant-based whipping cream instead of heavy cream. If you want a gluten-free dessert, simply use gluten-free Biscoff-style cookies and verify your pudding and cornstarch ingredients are gluten-free certified. Add chopped nuts such as walnuts or pecans between layers for extra crunch and an earthy flavor contrast. Dark chocolate drizzle can also elevate this dish with a bittersweet touch.

Serving Suggestions

This pudding pairs beautifully with a fresh cup of coffee or a chilled glass of milk for a comforting finish to any meal. For a lighter touch, serve alongside a crisp fruit salad or a small portion of fresh berries to balance the richness. It also works wonderfully as an indulgent dessert for special occasions or casual weekend treats.

Cultural Context

Banana pudding has deep roots in Southern United States cuisine, traditionally using vanilla wafers. This recipe’s use of Biscoff cookies offers a modern take inspired by European spiced biscuits that have gained popularity worldwide. The caramel drizzle adds a luxurious layer reminiscent of classic French desserts, blending comfort food with elegance. It’s a fusion that brings nostalgic flavors into a contemporary celebration.

Pro Tips

Always use ripe bananas for natural sweetness and the best texture. Underripe fruit can make the dessert less flavorful. Do not overwhip the cream as overly stiff peaks can result in a grainy texture when folded into the pudding mixture. Allow the pudding to chill for at least two hours to properly set and enhance flavor blending. This step really makes a difference.

Common Recipe Questions

→ Can this dessert be prepared in advance?

Yes, making it ahead allows the flavors to meld beautifully and the pudding to set perfectly, enhancing the overall texture and taste.

→ What can I use instead of Biscoff cookies?

Spiced cookies or a similar crunchy biscuit can replace Biscoff for a comparable texture and complementary flavor.

→ How do ripe bananas affect the final dish?

Ripe bananas provide natural sweetness and softness that enhance the creaminess while balancing the spiced cookie layers.

→ Is it possible to reduce the sweetness?

You can decrease the sugar in the pudding base and lightly reduce the caramel drizzle to suit a less sweet preference.

→ Any tips to avoid lumps in the pudding?

Whisk the cornstarch thoroughly into the milk and sugar mixture over medium heat until thickened to ensure a smooth, lump-free pudding.

Biscoff Banana Pudding Caramel

Creamy pudding with ripe bananas, Biscoff cookies, and a luscious caramel drizzle for a sweet, textured dessert.

Prep Time
20 minutes
Cooking Time
~
Complete Time
20 minutes
Published By: Evelyn

Recipe Category: Desserts

Skill Level: Beginner-Friendly

Cuisine Type: American

Total Portions: 8 Serves How Many (8 individual servings)

Dietary Preferences: Vegetarian-Friendly

Required Ingredients

→ Dairy and Cream

01 240 ml heavy whipping cream
02 360 ml whole milk
03 395 g sweetened condensed milk
04 225 g cream cheese, softened

→ Dry Ingredients

05 115 g instant vanilla pudding mix
06 30 g powdered sugar

→ Flavorings and Sauces

07 250 ml caramel sauce

→ Fruits

08 4 ripe bananas, sliced

→ Cookies

09 100 g Biscoff cookies, crushed

Step-by-Step Instructions

Step 01

In a medium bowl, beat the softened cream cheese with sweetened condensed milk until completely smooth and creamy.

Step 02

Add the instant vanilla pudding mix and whole milk to the cream cheese mixture, stirring thoroughly until well combined.

Step 03

In a separate bowl, whip the heavy cream and powdered sugar together until stiff peaks form for a light and airy texture.

Step 04

Gently fold the whipped cream into the pudding and cream cheese mixture, maintaining the fluffy consistency.

Step 05

In a serving dish, alternate layers of crushed Biscoff cookies, sliced bananas, and the creamy pudding mixture until all ingredients are used, finishing with a pudding layer.

Step 06

Drizzle caramel sauce evenly over the top layer and refrigerate the dessert for at least 2 hours to allow flavors to meld and texture to set.

Handy Cooking Tips

  1. Use ripe bananas for optimal natural sweetness and flavor.
  2. Avoid overwhipping the cream to maintain a soft, fluffy consistency.
  3. Chill for a minimum of 2 hours before serving to ensure ideal texture.
  4. Storage: Keep refrigerated in an airtight container up to 3 days; bananas may brown over time.

Necessary Kitchen Tools

  • Medium mixing bowls
  • Electric mixer or whisk
  • Serving dish or individual dessert cups
  • Spatula for folding

Allergy Details

Always check ingredient packaging for potential allergens and consult a healthcare professional when in doubt.
  • Contains dairy and gluten from cookies

Nutritional Information (Per Serving)

These nutrition details are for guidance and don’t replace professional advice.
  • Calories: 350
  • Fat: 20 grams
  • Carbohydrates: 40 grams
  • Proteins: 4 grams